Personal Finance | Healthcare Insurance
Ipon Dreams
Hello, and welcome to my page!I'm EM, a Financial Wealth Planner handling accounts of over 80 Filipino families.My job is to give well informed financial advise to individuals young and wise, who are starting (or confused) in their journey towards financial wellbeing.The most important thing? I encourage people to Celebrate Living.
HEALTH CENTRIC PLANS
Live a Vibrant Life!
It's always better to be adequately prepared when it comes to healthcare.Monitor your health, from sickness to recovery. FWD Vibrant gives you a well rounded protection until age 99.Benefits include 6x claim for Major Critical Illness (3x claim for Cancer and 3x claim for non-cancer); Your payments are waived on your first major illness claim; recovery cash benefit on the first 6 months of your diagnosis to help you focus on getting better.Why 6x? It's medically possible for Illnesses to produce complications, thus this plan offers enough cash benefit to make sure you recover without the stress.
Retirement Plans
Look forward every day
Live with ease knowing you have an automated savings plan dedicated for retirement.Did you know that you can predict your monthly SSS pension on their website? The average monthly pension for Filipino retirees is Php 11,800. Dagdagan natin yan!Automated savings plans can be term (5 and 10 years, one-time) or continuous.
EDUCATION PLANS
MANIFEST a successful future!
Let your kids live their dream! Celebrate every milestone knowing your child is secured to take the path towards their dream career.Did you know that universities here and abroad increase their tuition fee costs up from 8% to 20% year on year?
Estate and Will Planning
Are your assets in order?
Estate planning is a necessary arrangement that ensures everything you own, or your “estate” goes to the right people.Tax Implications - Any form of assets will not be transferred without paying the required 6% estate tax. Which means that if your children are not liquid enough, your assets will be held up by the government and tax rates will go higher until due is paid.Our Estate plan helps protect your estate or transfer your wealth with a sizable life insurance cash benefit to ensure you pass on your legacy uninterrupted.
BUSINESS CONTINUITY
Build your sustainable empire
In the even that your key person - who handles most operations in your company - falters, insurance will be there to cover the costs.Whether it's a health issue, disability, or an untimely demise.
